Important Disclaimers and Legal Information

Past performance does not guarantee future results

Financial planning involves risks and individual circumstances vary significantly. No investment or financial strategy is suitable for all individuals

Welcome to Oracynthivelo. Before using our financial planning subscription service, please carefully read these important disclaimers and legal notices. These terms affect your legal rights and obligations.

General Information Disclaimer

The information provided through our subscription service is for general informational purposes only. While we strive for accuracy, we make no representations or warranties regarding the completeness, accuracy, or reliability of any information provided. Your financial situation is unique and requires individual consideration.

Our subscription service provides general financial planning guidance and consultation. This does not constitute professional financial advice, investment recommendations, or personalised financial planning services. Always consult with qualified financial advisers before making significant financial decisions.

Limitation of Liability

To the fullest extent permitted by UK law, Oracynthivelo and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services, including but not limited to:

  • Financial losses resulting from decisions made based on information provided through our subscription
  • Delays, interruptions, or technical issues affecting service delivery
  • Third-party actions or market conditions beyond our reasonable control
  • Any damages exceeding the total amount paid for our subscription service in the preceding 12 months

Information Accuracy and Updates

Financial markets and regulations change rapidly. While we endeavour to provide current and accurate information, we cannot guarantee that all information remains up-to-date at all times. Market conditions, tax laws, and financial regulations may change without notice, affecting the relevance of previously provided guidance.

Our subscription service is provided "as is" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

External Links and Third-Party Content

Our service may contain links to third-party websites or reference external financial products and services. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites or services. Your interactions with such third parties are solely between you and the third party.

Financial Services Disclaimer

Oracynthivelo provides general financial planning consultation services. We do not provide investment management, insurance sales, or regulated financial advice as defined by the Financial Conduct Authority. Our services focus on financial planning discussions and analytical reviews.

Understanding Financial Risks: All financial decisions carry inherent risks. Market values can fluctuate, and you may receive back less than originally invested or planned. Economic conditions, inflation, and regulatory changes can significantly impact financial outcomes.

No Performance Guarantees: We do not guarantee specific financial outcomes, returns on investments, or achievement of financial goals. Individual results depend on numerous factors including market conditions, personal circumstances, and adherence to financial planning recommendations.

Professional Advice Recommendation: Before making significant financial decisions, always seek advice from FCA-authorised financial advisers, tax professionals, or other qualified professionals appropriate to your specific circumstances and requirements.

Results and Performance Disclaimer

Testimonials and case studies presented represent individual experiences and do not guarantee similar results for other subscribers. Financial planning outcomes vary significantly based on individual circumstances, market conditions, and implementation of recommended strategies.

Individual results may vary significantly

Governing Law and Jurisdiction

These disclaimers and your use of our subscription service are governed by the laws of England and Wales, with specific consideration for applicable UK financial services regulations.

Applicable Legal Framework: This service operates under UK law, including relevant provisions of the Financial Services and Markets Act 2000, Consumer Rights Act 2015, and applicable FCA regulations where relevant to our consultation services.

Dispute Resolution Jurisdiction: Any disputes arising from these disclaimers or our service shall be subject to the exclusive jurisdiction of the courts of England and Wales, unless you are a consumer entitled to bring proceedings in your home jurisdiction.

Residents of Scotland and Northern Ireland may have additional rights under local consumer protection laws

User Indemnification

You agree to indemnify and hold harmless Oracynthivelo, its officers, employees, and affiliates from any claims, damages, or expenses arising from your use of our subscription service, violation of these terms, or any financial decisions made based on our consultations.

Severability of Terms

If any provision of these disclaimers is deemed invalid or unenforceable by a competent court, the remaining provisions shall continue in full force and effect. Invalid provisions shall be replaced with enforceable terms that most closely reflect the original intent.

Disclaimer Modifications

Oracynthivelo reserves the right to modify these disclaimers at any time. Continued use of our subscription service following any modifications constitutes acceptance of the revised terms. Material changes will be communicated to active subscribers via email.

Questions About These Disclaimers

If you have questions about these disclaimers or need clarification about any terms, please contact us using the information provided below. We're committed to transparency and will address your concerns promptly.

Email Address: info@oracynthivelo.com

Phone Number: +447128506493

Business Address: Bankside, London, SE1 9TG, United Kingdom

Last updated: August 8, 2025

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